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Childcare Vouchers & Tax

At Rawlinsons, we are often asked questions from business clients about childcare vouchers.  As an employer providing childcare to your employees, you have certain tax, National Insurance and reporting obligations. Childcare vouchers are included within the exemptions available from Income Tax and National Insurance Contributions. The amounts that can… read more

VAT & Property Issues Update

Further to my original VAT Property blog posted November 2013 some recent changes are worth drawing attention to. HMRC leaflet VAT Notice 708: buildings and construction has now been updated and a useful summary of vat applicable rates for different construction projects is listed as follows: Construction Services The… read more

Advantages of Gifts of Agricultural Property into Trusts

Trusts have always been a favoured mechanism for long term protection of family assets. At present Trusts are viewed as offering shelter from both the divorce lawyer and the local authority seeking to recover long term care fees. Where an individual gifts assets into a Trust, two different… read more

The Personal Tax Account – Making Tax Digital Gets Personal!

While some aspects of Making Tax Digital have been deferred for the moment, others are already in place. Heralded when first proposed in 2015 as the “Death of the Tax Return”, much of the government’s Making Tax Digital programme has been pushed back to April 2020 (with the… read more

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Cash-based Lifetime ISA enters the market

The first cash-based Lifetime ISA recently entered the market, allowing adults under the age of 40 to put aside cash sums in order to save for their first home or their future retirement. The Lifetime ISA was first introduced in April, but initially only share-based investments were available.… read more

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Businesses urged to protect against cyber-attacks

In light of recent cyber ransomware attacks, the Federation of Small Businesses (FSB) has called on UK firms to take ’urgent steps‘ to protect themselves. The group has advised businesses to put cyber protection insurance in place, as well as checking for updates to their computer operating systems… read more

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Contactless card fraud on the rise

Figures published by Financial Fraud Action UK (FFA UK) have revealed a significant rise in the amount of money being stolen from contactless bank cards and mobile devices. Contactless spending rose from £7.75 billion in 2015 to £25.2 billion in 2016. The data revealed that nearly £7 million… read more

Why Buy Commercial Property Through a SIPP?

This blog explains the benefits and logic behind buying your commercial property through your Self-Invested Personal Pension (SIPP).  While of course the financial advice offered by Rawlinsons P.I.P. will vary depending on your individual circumstances, in general there are plenty of compelling reasons to buy commercial property through… read more

Auto Enrolment Contribution Changes 2018

Automatic enrolment has changed the face of the workplace pension dramatically and as an employer, you need to be aware of how this will affect you – not just now, but as auto enrolment contributions change in 2018. Here are the answers to some of the questions we… read more

Tax-Free Childcare Explained

The Tax-Free Childcare scheme, recently launched by the government, will top up the amount eligible parents spend on childcare by 25% to a maximum contribution of £2000 per child. Who is eligible? The Tax-Free Childcare scheme should benefit many self-employed parents as well as employees who do not… read more